Reichmuth & Co Privatbankiers: Swiss private bank account

Marcus Altenburg, Managing Partner Published 07 Apr 2026

Reichmuth & Co Privatbankiers is a private bank based in Lucerne, founded in 1996. It works with international clients, so a non-resident can open an account here when the source-of-funds file is clean. As a private bank, it typically expects a private-banking relationship, commonly from CHF 500,000 upward — as of July 2026, and not a published per-bank figure.

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About Reichmuth & Co Privatbankiers

Asset management for private, foundation and institutional clients.

Reichmuth & Co Privatbankiers at a glance: legal status, head office, size and client access.
Type	Private bank
Head office	Lucerne
Founded	1996
Assets	more than CHF 15 billion (as of 2025)
Employees	around 160 (2025)
Swiss offices	Lucerne, Zurich, St. Gallen
Service languages	German, English
Regulator	FINMA (Swiss Financial Market Supervisory Authority)
Non-residents	Accepts international clients

Limited partnership with general partners of unlimited liability.
Founded 1996; became a bank in 1998; offices in Lucerne, Zurich, St. Gallen, Munich and Düsseldorf.

What Reichmuth & Co Privatbankiers offers

Asset management for private and institutional clients
Private banking and investment advisory
Family-office services
In-house investment funds
1e executive pension solutions

Can a non-resident open an account at Reichmuth & Co Privatbankiers?

Yes. Reichmuth & Co Privatbankiers assesses each non-resident applicant on source of wealth, source of funds and risk profile, and runs an English-language service for international clients. The decisive factor is a documented source of funds, not nationality. Assemble the evidence (tax returns, sale or employment records, a clear paper trail) before you approach the bank.

How to open an account at Reichmuth & Co Privatbankiers

Confirm your profile and the account type. Agree the type of relationship — personal, private-banking or corporate — and the likely minimum with a relationship manager.
Assemble the documents. A valid passport, proof of address dated within three months, and evidence of the source of your funds and wealth (full checklist below).
Verify your identity. Residents can usually start online or in a branch; a non-resident normally attends one in-person meeting at a Swiss office.
Compliance review, then go-live. The bank runs its onboarding, AML and source-of-funds checks, then opens the account and issues access. Expect two to six weeks once the file is complete.

Requirements: resident vs non-resident

Indicative onboarding requirements for a private bank, by residency (as of July 2026 — segment-typical, not a published Reichmuth & Co Privatbankiers figure).
Requirement	Swiss resident	Non-resident
Typical minimum	CHF 250,000 – 500,000	CHF 500,000+
Identification	One meeting or a relationship manager	Usually one in-person meeting at the Swiss office
Indicative timeline	one to three weeks	two to six weeks
Remote opening	Sometimes	Rarely — usually one Swiss visit

Documents you will need

a valid passport or national identity card;
proof of residential address dated within the last three months (utility bill, bank statement or official letter);
evidence of the source of funds and source of wealth (tax returns, employment or sale contracts, business records, inheritance documents);
a FATCA/CRS self-certification, plus beneficial-ownership declarations where a company or structure holds the account.

How your money is protected

Deposits at Reichmuth & Co Privatbankiers, as at every Swiss bank, are covered by the Swiss depositor-protection scheme (esisuisse) up to CHF 100,000 per client, per bank. Securities held in custody remain the client's property and are segregated from the bank's own balance sheet, so they are returned in full even if the bank fails. Reichmuth & Co Privatbankiers is supervised by FINMA.

Is Reichmuth & Co Privatbankiers a fit for a non-resident?

As a private bank, Reichmuth & Co Privatbankiers is built for substantial, advised relationships rather than a simple transactional account. It suits a non-resident with investable assets who wants wealth management alongside banking and can meet a private-banking entry level.

If you would rather have this handled than explained, we prepare the source-of-funds file and introduce you to a suitable bank, and we can incorporate the company an account often sits behind. You can also compare Reichmuth & Co Privatbankiers with 35 other Swiss banks.

Official website: Reichmuth & Co Privatbankiers.

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FAQ

Frequently asked questions.

Can a non-resident open an account at Reichmuth & Co Privatbankiers?

Yes. Reichmuth & Co Privatbankiers is a private bank in Lucerne that works with international clients. As with any Swiss bank, approval turns on a documented source of funds and the bank's own onboarding checks, not on nationality alone.

What kind of bank is Reichmuth & Co Privatbankiers?

Reichmuth & Co Privatbankiers is a private bank, founded in 1996, based in Lucerne. Limited partnership with general partners of unlimited liability.

What is the minimum to bank with Reichmuth & Co Privatbankiers?

There is no published per-bank minimum. As a private bank, Reichmuth & Co Privatbankiers typically expects a private-banking relationship, commonly from CHF 500,000 upward. The realistic entry point depends on the relationship rather than a fixed rule (as of July 2026).

How long does it take to open an account at Reichmuth & Co Privatbankiers?

Typically one to three weeks for a Swiss resident and two to six weeks for a non-resident, measured from a complete file. The compliance and source-of-funds checks are the main variable, not the paperwork itself.

Can I open a Reichmuth & Co Privatbankiers account remotely, without visiting Switzerland?

Usually not entirely. Reichmuth & Co Privatbankiers normally expects a non-resident to attend one in-person meeting at its Swiss office; the rest of the process runs remotely.

How are deposits at Reichmuth & Co Privatbankiers protected?

Cash deposits are covered by the Swiss depositor-protection scheme (esisuisse) up to CHF 100,000 per client, per bank. Securities held in custody are your property and are segregated from the bank's own balance sheet, so they are returned in full even in an insolvency. Reichmuth & Co Privatbankiers is supervised by FINMA.