PostFinance
Marcus Altenburg, Published
PostFinance is a retail bank based in Bern. It works with international clients, so a non-resident can open an account here when the source-of-funds file is clean. As a retail bank, it typically expects little or nothing for residents, though non-resident access is limited — as of June 2026, and not a published per-bank figure.
About PostFinance
Retail and business banking for clients resident in Switzerland; since 2022 it no longer opens accounts for non-residents. PostFinance belongs to Swiss Post.
| Type | Retail bank |
|---|---|
| Head office | Bern |
| Legal name | PostFinance Ltd |
| Assets | around CHF 104.8 billion total assets (as of 2024) |
| Service languages | English, German, French, Italian |
| Non-residents | Accepts international clients |
- Owned by Swiss Post.
- One of the largest retail banks in Switzerland; stopped opening accounts for non-residents in 2022.
Opening an account at PostFinance as a non-resident
PostFinance assesses each non-resident applicant on source of wealth, source of funds and risk profile, and runs an English-language service for international clients. The decisive factor is a documented source of funds, not nationality. Assemble the evidence (tax returns, sale or employment records, a clear paper trail) before you approach the bank. Our guide to opening a Swiss bank account sets out the full document list and the timeline.
Is PostFinance a fit for a non-resident?
As a retail bank, PostFinance is built around customers resident in Switzerland. A non-resident without a Swiss footing will usually find a private or online bank the more realistic route.
If you would rather have this handled than explained, we prepare the source-of-funds file and introduce you to a suitable bank, and we can incorporate the company an account often sits behind. You can also compare PostFinance with 35 other Swiss banks.
Official website: PostFinance.
FAQ
Frequently asked questions.
01Can a non-resident open an account at PostFinance?
Yes. PostFinance is a retail bank in Bern that works with international clients. As with any Swiss bank, approval turns on a documented source of funds and the bank's own onboarding checks, not on nationality alone.
02What kind of bank is PostFinance?
PostFinance is a retail bank, part of Swiss Post, based in Bern. Owned by Swiss Post.
03What is the minimum to bank with PostFinance?
There is no published per-bank minimum. As a retail bank, PostFinance typically expects little or nothing for residents, though non-resident access is limited. The realistic entry point depends on the relationship rather than a fixed rule (as of June 2026).
04Does PostFinance serve clients in English?
Yes. PostFinance runs an English-language service alongside German, French, Italian, so a non-resident can be onboarded and advised in English.
Discuss your matter.
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